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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $567,528 | $157,304+260.8% | $141,197+301.9% | $152,909+271.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 10.06% | 64.34%-54.3pp | 71.41%-61.3pp | 345.46%-335.4pp |
| Employer contribution / active EE | $8,389 | $5,263+59.4% | $4,736+77.1% | $4,764+76.1% |
| Participant deferral / active EE | $6,480 | $7,111-8.9% | $6,710-3.4% | $5,851+10.7% |
| Admin fee / account holder | $11,052 | $12,126-8.9% | $10,265+7.7% | $11,601-4.7% |