Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,328 | $52,836-31.2% | $105,738-65.6% | $64,181-43.4% |
| Participation rate | 69.6% | 66.5%+3.0pp | 76.3%-6.8pp | 69.6%0pp |
| Annual return | -6.42% | 14.30%-20.7pp | 6.27%-12.7pp | 7.63%-14.0pp |
| Employer contribution / active EE | $359 | $1,827-80.3% | $3,268-89.0% | $2,381-84.9% |
| Participant deferral / active EE | $1,923 | $2,545-24.4% | $4,080-52.9% | $3,470-44.6% |
| Admin fee / account holder | $1,182 | $3,959-70.2% | $6,913-82.9% | $4,887-75.8% |