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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,370 | $45,872-51.2% | $77,100-71.0% | $68,490-67.3% |
| Participation rate | 98.5% | 55.9%+42.5pp | 67.9%+30.5pp | 67.9%+30.6pp |
| Annual return | -10.84% | 1.73%-12.6pp | 42.35%-53.2pp | -7.85%-3.0pp |
| Employer contribution / active EE | $923 | $1,650-44.0% | $2,815-67.2% | $2,597-64.5% |
| Participant deferral / active EE | $1,302 | $2,963-56.0% | $4,430-70.6% | $4,028-67.7% |
| Admin fee / account holder | $3,130 | $3,041+2.9% | $5,443-42.5% | $5,403-42.1% |