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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,308 | $42,383-47.4% | $76,518-70.8% | $64,173-65.2% |
| Participation rate | 100.0% | 58.1%+41.9pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | -4.49% | -16.54%+12.0pp | -0.27%-4.2pp | 7.63%-12.1pp |
| Employer contribution / active EE | $417 | $1,563-73.3% | $2,647-84.3% | $2,381-82.5% |
| Participant deferral / active EE | $1,207 | $2,566-53.0% | $3,836-68.5% | $3,470-65.2% |
| Admin fee / account holder | $609 | $3,198-81.0% | $4,849-87.4% | $4,887-87.5% |