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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,082 | $101,778+1.3% | $164,975-37.5% | $80,925+27.4% |
| Participation rate | 90.2% | 71.8%+18.4pp | 78.6%+11.6pp | 67.7%+22.5pp |
| Annual return | 8.78% | 16.73%-7.9pp | 70.12%-61.3pp | 35.65%-26.9pp |
| Employer contribution / active EE | $1,629 | $2,954-44.8% | $4,343-62.5% | $2,756-40.9% |
| Participant deferral / active EE | $6,104 | $4,477+36.3% | $6,033+1.2% | $4,299+42.0% |
| Admin fee / account holder | $32,327 | $8,221+293.2% | $12,688+154.8% | $6,940+365.8% |