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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,182 | $83,485-18.3% | $125,195-45.5% | $72,976-6.6% |
| Participation rate | 96.4% | 73.3%+23.1pp | 79.8%+16.6pp | 69.5%+26.9pp |
| Annual return | 4.68% | 25.77%-21.1pp | 43.79%-39.1pp | 81.02%-76.3pp |
| Employer contribution / active EE | $1,304 | $2,346-44.4% | $3,866-66.3% | $2,440-46.5% |
| Participant deferral / active EE | $4,653 | $3,586+29.7% | $4,937-5.8% | $3,608+29.0% |
| Admin fee / account holder | $13,345 | $5,518+141.9% | $9,704+37.5% | $5,124+160.4% |