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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,082 | $101,795+1.3% | $165,100-37.6% | $80,959+27.3% |
| Participation rate | 90.2% | 71.8%+18.4pp | 78.6%+11.6pp | 67.7%+22.5pp |
| Annual return | 8.78% | 16.73%-8.0pp | 70.21%-61.4pp | 35.67%-26.9pp |
| Employer contribution / active EE | $1,629 | $2,954-44.8% | $4,348-62.5% | $2,757-40.9% |
| Participant deferral / active EE | $6,104 | $4,476+36.4% | $6,035+1.1% | $4,300+41.9% |
| Admin fee / account holder | $32,327 | $8,221+293.2% | $12,696+154.6% | $6,925+366.8% |