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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,064 | $45,152-6.8% | $73,836-43.0% | $59,633-29.5% |
| Participation rate | 27.8% | 64.0%-36.2pp | 73.4%-45.7pp | 68.7%-40.9pp |
| Annual return | -2.23% | 27.40%-29.6pp | 2268.06%-2270.3pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $0 | $1,901-100.0% | $2,787-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $917 | $2,573-64.4% | $3,583-74.4% | $3,192-71.3% |
| Admin fee / account holder | $2,832 | $3,515-19.4% | $4,882-42.0% | $4,297-34.1% |