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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,769 | $95,406+140.8% | $185,849+23.6% | $85,847+167.7% |
| Participation rate | 93.1% | 68.8%+24.3pp | 81.7%+11.4pp | 69.3%+23.8pp |
| Annual return | 10.59% | 23.59%-13.0pp | 122.10%-111.5pp | 318.61%-308.0pp |
| Employer contribution / active EE | $5,675 | $3,314+71.3% | $5,169+9.8% | $2,565+121.2% |
| Participant deferral / active EE | $6,097 | $3,424+78.1% | $5,569+9.5% | $3,952+54.3% |
| Admin fee / account holder | $82,176 | $7,214+1039.1% | $16,244+405.9% | $6,261+1212.6% |