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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,140 | $85,171+204.3% | $172,753+50.0% | $72,976+255.1% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 19.03% | 27.32%-8.3pp | 803.00%-784.0pp | 81.02%-62.0pp |
| Employer contribution / active EE | $5,907 | $3,324+77.7% | $5,144+14.8% | $2,440+142.1% |
| Participant deferral / active EE | $6,265 | $3,260+92.2% | $5,198+20.5% | $3,608+73.7% |
| Admin fee / account holder | $20,810 | $5,880+253.9% | $13,956+49.1% | $5,124+306.1% |