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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,197 | $160,028+143.8% | $147,080+165.3% | $145,884+167.5% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 21.16% | 98.60%-77.4pp | 420.17%-399.0pp | 551.85%-530.7pp |
| Employer contribution / active EE | $10,776 | $5,286+103.9% | $4,933+118.4% | $4,662+131.1% |
| Participant deferral / active EE | $13,391 | $8,422+59.0% | $8,066+66.0% | $6,690+100.2% |
| Admin fee / account holder | $1,143 | $15,030-92.4% | $12,989-91.2% | $13,392-91.5% |