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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,805 | $148,629+106.4% | $135,982+125.6% | $139,487+120.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | -3.02% | 79.33%-82.3pp | 68.32%-71.3pp | 373.84%-376.9pp |
| Employer contribution / active EE | $10,852 | $5,247+106.8% | $4,859+123.3% | $4,755+128.2% |
| Participant deferral / active EE | $10,943 | $8,102+35.1% | $7,760+41.0% | $6,713+63.0% |
| Admin fee / account holder | $153,492 | $12,406+1137.2% | $10,767+1325.5% | $11,407+1245.6% |