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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,776 | $165,399-14.9% | $149,745-6.0% | $158,982-11.5% |
| Participation rate | 87.5% | 84.6%+2.9pp | 82.5%+5.0pp | 82.0%+5.5pp |
| Annual return | 12.42% | 348.34%-335.9pp | 276.72%-264.3pp | 302.99%-290.6pp |
| Employer contribution / active EE | $1,119 | $5,105-78.1% | $4,646-75.9% | $4,763-76.5% |
| Participant deferral / active EE | $4,779 | $7,183-33.5% | $6,843-30.2% | $5,983-20.1% |
| Admin fee / account holder | $1,324 | $10,811-87.8% | $9,312-85.8% | $11,252-88.2% |