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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,333 | $135,956-35.8% | $123,894-29.5% | $273,972-68.1% |
| Participation rate | 87.5% | 84.1%+3.4pp | 81.4%+6.1pp | 83.0%+4.5pp |
| Annual return | 2.74% | 56.63%-53.9pp | 47.52%-44.8pp | 41.46%-38.7pp |
| Employer contribution / active EE | $1,036 | $5,170-80.0% | $4,617-77.6% | $4,869-78.7% |
| Participant deferral / active EE | $3,400 | $6,343-46.4% | $5,984-43.2% | $5,287-35.7% |
| Admin fee / account holder | $7,995 | $9,817-18.6% | $8,357-4.3% | $10,133-21.1% |