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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,983 | $112,729+51.7% | $98,716+73.2% | $137,256+24.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 13.31% | 38.48%-25.2pp | 31.81%-18.5pp | 220.34%-207.0pp |
| Employer contribution / active EE | $3,734 | $2,725+37.0% | $2,279+63.9% | $4,156-10.2% |
| Participant deferral / active EE | $10,699 | $4,640+130.6% | $4,048+164.3% | $6,407+67.0% |
| Admin fee / account holder | $1,529 | $10,129-84.9% | $8,703-82.4% | $12,270-87.5% |