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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,522 | $63,346+9.8% | $92,240-24.6% | $70,126-0.9% |
| Participation rate | 82.8% | 68.7%+14.1pp | 76.5%+6.3pp | 69.5%+13.2pp |
| Annual return | 18.47% | 530.19%-511.7pp | 176.29%-157.8pp | 73.15%-54.7pp |
| Employer contribution / active EE | $3,419 | $2,471+38.4% | $3,680-7.1% | $2,343+46.0% |
| Participant deferral / active EE | $5,964 | $2,854+109.0% | $3,897+53.0% | $3,332+79.0% |
| Admin fee / account holder | $802 | $3,841-79.1% | $5,194-84.6% | $4,645-82.7% |