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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,902 | $73,955-56.9% | $96,520-66.9% | $75,181-57.6% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 14.65% | 26.72%-12.1pp | 35.72%-21.1pp | 160.69%-146.0pp |
| Employer contribution / active EE | $472 | $2,930-83.9% | $3,739-87.4% | $2,671-82.3% |
| Participant deferral / active EE | $2,082 | $3,659-43.1% | $4,879-57.3% | $4,126-49.5% |
| Admin fee / account holder | $1,624 | $5,217-68.9% | $6,733-75.9% | $5,650-71.3% |