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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,440 | $49,177-27.9% | $79,476-55.4% | $64,181-44.8% |
| Participation rate | 58.2% | 65.0%-6.8pp | 73.3%-15.1pp | 69.6%-11.3pp |
| Annual return | 6.49% | -1.16%+7.7pp | 718.21%-711.7pp | 7.63%-1.1pp |
| Employer contribution / active EE | $1,046 | $2,076-49.6% | $2,800-62.6% | $2,381-56.1% |
| Participant deferral / active EE | $1,620 | $2,821-42.6% | $3,704-56.3% | $3,470-53.3% |
| Admin fee / account holder | $6,647 | $3,839+73.2% | $5,113+30.0% | $4,887+36.0% |