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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,290 | $160,028+101.4% | $147,080+119.1% | $145,884+120.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.80% | 98.60%-88.8pp | 420.17%-410.4pp | 551.85%-542.0pp |
| Employer contribution / active EE | $8,775 | $5,286+66.0% | $4,933+77.9% | $4,662+88.2% |
| Participant deferral / active EE | $6,744 | $8,422-19.9% | $8,066-16.4% | $6,690+0.8% |
| Admin fee / account holder | $16,807 | $15,030+11.8% | $12,989+29.4% | $13,392+25.5% |