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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,791 | $165,399+88.5% | $149,745+108.2% | $158,982+96.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 5.18% | 348.34%-343.2pp | 276.72%-271.5pp | 302.99%-297.8pp |
| Employer contribution / active EE | $12,087 | $5,105+136.8% | $4,646+160.2% | $4,763+153.8% |
| Participant deferral / active EE | $7,004 | $7,183-2.5% | $6,843+2.4% | $5,983+17.1% |
| Admin fee / account holder | $421 | $10,811-96.1% | $9,312-95.5% | $11,252-96.3% |