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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,967 | $102,422+2.5% | $147,117-28.7% | $80,959+29.7% |
| Participation rate | 94.5% | 75.9%+18.7pp | 82.2%+12.4pp | 67.7%+26.9pp |
| Annual return | 17.15% | 135.16%-118.0pp | 420.54%-403.4pp | 35.67%-18.5pp |
| Employer contribution / active EE | $381 | $3,717-89.7% | $4,932-92.3% | $2,757-86.2% |
| Participant deferral / active EE | $7,471 | $6,652+12.3% | $8,065-7.4% | $4,300+73.7% |
| Admin fee / account holder | $16,643 | $7,953+109.3% | $12,993+28.1% | $6,925+140.3% |