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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,811 | $129,737-33.1% | $119,126-27.1% | $154,746-43.9% |
| Participation rate | 78.9% | 78.9%+0.1pp | 75.8%+3.2pp | 80.7%-1.8pp |
| Annual return | 17.97% | 379.08%-361.1pp | 282.11%-264.1pp | 172.34%-154.4pp |
| Employer contribution / active EE | $3,755 | $4,375-14.2% | $4,034-6.9% | $4,379-14.2% |
| Participant deferral / active EE | $10,631 | $5,842+82.0% | $5,318+99.9% | $6,730+58.0% |
| Admin fee / account holder | $2,884 | $11,961-75.9% | $10,693-73.0% | $14,365-79.9% |