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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,664 | $81,476-25.5% | $102,383-40.7% | $80,925-25.0% |
| Participation rate | 81.5% | 66.8%+14.6pp | 74.5%+7.0pp | 67.7%+13.8pp |
| Annual return | 13.71% | 25.59%-11.9pp | 24.94%-11.2pp | 35.65%-21.9pp |
| Employer contribution / active EE | $2,962 | $3,105-4.6% | $3,870-23.5% | $2,756+7.5% |
| Participant deferral / active EE | $8,859 | $3,871+128.9% | $5,060+75.1% | $4,299+106.1% |
| Admin fee / account holder | $1,072 | $6,717-84.0% | $8,391-87.2% | $6,940-84.6% |