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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,775 | $183,592+111.8% | $155,574+149.9% | $145,877+166.5% |
| Participation rate | 94.1% | 82.7%+11.4pp | 78.2%+15.9pp | 80.3%+13.8pp |
| Annual return | 13.91% | 61.37%-47.5pp | 64.87%-51.0pp | 551.28%-537.4pp |
| Employer contribution / active EE | $8,202 | $5,317+54.3% | $4,676+75.4% | $4,663+75.9% |
| Participant deferral / active EE | $14,216 | $6,466+119.8% | $5,629+152.5% | $6,691+112.5% |
| Admin fee / account holder | $4,505 | $19,316-76.7% | $15,914-71.7% | $13,402-66.4% |