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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,306 | $209,422+94.5% | $178,503+128.2% | $158,982+156.2% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.7pp |
| Annual return | 16.69% | 188.81%-172.1pp | 151.12%-134.4pp | 302.99%-286.3pp |
| Employer contribution / active EE | $8,714 | $5,707+52.7% | $5,011+73.9% | $4,763+83.0% |
| Participant deferral / active EE | $11,162 | $5,955+87.4% | $5,202+114.6% | $5,983+86.5% |
| Admin fee / account holder | $13,615 | $17,079-20.3% | $13,987-2.7% | $11,252+21.0% |