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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,775 | $183,539+111.8% | $155,556+149.9% | $145,897+166.5% |
| Participation rate | 94.1% | 82.7%+11.4pp | 78.2%+15.9pp | 80.3%+13.8pp |
| Annual return | 13.91% | 61.31%-47.4pp | 64.84%-50.9pp | 552.29%-538.4pp |
| Employer contribution / active EE | $8,202 | $5,315+54.3% | $4,675+75.4% | $4,663+75.9% |
| Participant deferral / active EE | $14,216 | $6,467+119.8% | $5,631+152.5% | $6,689+112.5% |
| Admin fee / account holder | $4,505 | $19,275-76.6% | $15,885-71.6% | $13,390-66.4% |