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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,912 | $172,111+159.1% | $150,298+196.7% | $137,256+224.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.55% | 69.37%-53.8pp | 62.79%-47.2pp | 220.34%-204.8pp |
| Employer contribution / active EE | $8,014 | $4,636+72.9% | $4,154+92.9% | $4,156+92.8% |
| Participant deferral / active EE | $14,119 | $6,166+129.0% | $5,453+158.9% | $6,407+120.4% |
| Admin fee / account holder | $1,025 | $16,471-93.8% | $14,116-92.7% | $12,270-91.6% |