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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,674 | $79,223+39.7% | $102,460+8.0% | $74,478+48.6% |
| Participation rate | 48.2% | 74.8%-26.5pp | 76.5%-28.3pp | 67.2%-19.0pp |
| Annual return | 13.22% | 54.98%-41.8pp | 29.47%-16.3pp | 1370.56%-1357.3pp |
| Employer contribution / active EE | $997 | $2,363-57.8% | $3,025-67.1% | $2,626-62.1% |
| Participant deferral / active EE | $3,383 | $4,417-23.4% | $5,056-33.1% | $4,350-22.2% |
| Admin fee / account holder | $24,585 | $2,003+1127.4% | $9,460+159.9% | $1,946+1163.5% |