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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,913 | $85,206+110.0% | $172,745+3.6% | $72,986+145.1% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 25.65% | 27.32%-1.7pp | 802.90%-777.3pp | 81.01%-55.4pp |
| Employer contribution / active EE | $6,063 | $3,325+82.4% | $5,144+17.9% | $2,440+148.5% |
| Participant deferral / active EE | $6,376 | $3,260+95.6% | $5,197+22.7% | $3,607+76.7% |
| Admin fee / account holder | $2,821 | $5,883-52.0% | $13,954-79.8% | $5,124-44.9% |