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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,590 | $102,696-36.1% | $86,235-23.9% | $139,487-53.0% |
| Participation rate | 95.5% | 74.5%+21.0pp | 69.0%+26.5pp | 80.3%+15.1pp |
| Annual return | 15.71% | 1925.91%-1910.2pp | 1170.03%-1154.3pp | 373.84%-358.1pp |
| Employer contribution / active EE | $1,534 | $3,034-49.4% | $2,381-35.6% | $4,755-67.7% |
| Participant deferral / active EE | $2,808 | $4,679-40.0% | $3,987-29.6% | $6,713-58.2% |
| Admin fee / account holder | $1,125 | $8,667-87.0% | $6,856-83.6% | $11,407-90.1% |