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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,488 | $118,877-42.4% | $96,570-29.1% | $167,536-59.1% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 17.35% | 50.50%-33.2pp | 37.79%-20.4pp | 478.82%-461.5pp |
| Employer contribution / active EE | $1,773 | $3,121-43.2% | $2,357-24.8% | $4,839-63.4% |
| Participant deferral / active EE | $3,617 | $4,617-21.7% | $3,849-6.0% | $6,342-43.0% |
| Admin fee / account holder | $11,238 | $8,069+39.3% | $6,182+81.8% | $12,315-8.7% |