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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,416 | $111,878-35.3% | $93,727-22.7% | $145,897-50.4% |
| Participation rate | 95.8% | 74.2%+21.6pp | 68.7%+27.1pp | 80.3%+15.5pp |
| Annual return | 14.66% | 204.28%-189.6pp | 133.83%-119.2pp | 552.29%-537.6pp |
| Employer contribution / active EE | $1,570 | $3,092-49.2% | $2,421-35.2% | $4,663-66.3% |
| Participant deferral / active EE | $3,821 | $4,920-22.3% | $4,417-13.5% | $6,689-42.9% |
| Admin fee / account holder | $2,219 | $10,256-78.4% | $8,292-73.2% | $13,390-83.4% |