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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,746 | $78,670-27.9% | $109,173-48.0% | $85,847-33.9% |
| Participation rate | 73.6% | 68.3%+5.3pp | 75.9%-2.3pp | 69.3%+4.3pp |
| Annual return | 15.91% | 25.09%-9.2pp | 25.75%-9.8pp | 318.61%-302.7pp |
| Employer contribution / active EE | $902 | $2,734-67.0% | $3,723-75.8% | $2,565-64.8% |
| Participant deferral / active EE | $3,294 | $3,467-5.0% | $4,654-29.2% | $3,952-16.7% |
| Admin fee / account holder | $1,564 | $5,469-71.4% | $6,755-76.8% | $6,261-75.0% |