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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,917 | $63,346-49.6% | $92,240-65.4% | $70,126-54.5% |
| Participation rate | 71.0% | 68.7%+2.3pp | 76.5%-5.5pp | 69.5%+1.5pp |
| Annual return | 17.28% | 530.19%-512.9pp | 176.29%-159.0pp | 73.15%-55.9pp |
| Employer contribution / active EE | $0 | $2,471-100.0% | $3,680-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,881 | $2,854-34.1% | $3,897-51.7% | $3,332-43.6% |
| Admin fee / account holder | $2,475 | $3,841-35.6% | $5,194-52.4% | $4,645-46.7% |