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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,011 | $198,457-81.4% | $170,435-78.3% | $147,586-74.9% |
| Participation rate | 70.6% | 88.0%-17.4pp | 83.6%-13.0pp | 82.8%-12.2pp |
| Annual return | -4.18% | 257.30%-261.5pp | 205.94%-210.1pp | 578.59%-582.8pp |
| Employer contribution / active EE | $1,503 | $6,183-75.7% | $5,432-72.3% | $4,876-69.2% |
| Participant deferral / active EE | $3,848 | $5,629-31.7% | $4,939-22.1% | $5,439-29.3% |
| Admin fee / account holder | $4,598 | $16,852-72.7% | $13,881-66.9% | $10,886-57.8% |