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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,726 | $181,896-83.7% | $156,551-81.0% | $273,972-89.1% |
| Participation rate | 70.6% | 88.4%-17.8pp | 84.0%-13.4pp | 83.0%-12.4pp |
| Annual return | 8.29% | 30.74%-22.5pp | 32.23%-23.9pp | 41.46%-33.2pp |
| Employer contribution / active EE | $827 | $6,248-86.8% | $5,501-85.0% | $4,869-83.0% |
| Participant deferral / active EE | $3,123 | $5,550-43.7% | $4,871-35.9% | $5,287-40.9% |
| Admin fee / account holder | $622 | $15,560-96.0% | $13,028-95.2% | $10,133-93.9% |