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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.3 years Service code 15 · EIN 23-1945930 | Recordkeeping | $243,212 |
CAPFINANCIAL PARTNERS LLC2 years Service code 26 · EIN 26-0058143 | Advisory (Participants) | $105,000 |
BAKER TILLY US, LLP3 years Service code 99 · EIN 39-0859910 | Other Fees | $17,667 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,213 | $122,219-55.6% | $147,096-63.1% | $199,921-72.9% |
| Participation rate | 93.9% | 78.3%+15.6pp | 82.2%+11.7pp | 72.0%+21.9pp |
| Annual return | 14.04% | 30.59%-16.6pp | 419.75%-405.7pp | 34.28%-20.2pp |
| Employer contribution / active EE | $642 | $4,096-84.3% | $4,936-87.0% | $3,035-78.8% |
| Participant deferral / active EE | $6,173 | $8,503-27.4% | $8,071-23.5% | $5,089+21.3% |
| Admin fee / account holder | $124 | $179-30.7% | $13,005-99.0% | $269-53.9% |