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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.3 years Service code 15 · EIN 23-1945930 | Recordkeeping | $243,212 |
CAPFINANCIAL PARTNERS LLC2 years Service code 26 · EIN 26-0058143 | Advisory (Participants) | $105,000 |
BAKER TILLY US, LLP3 years Service code 99 · EIN 39-0859910 | Other Fees | $17,667 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,213 | $122,128-55.6% | $147,117-63.1% | $200,096-72.9% |
| Participation rate | 93.9% | 78.2%+15.7pp | 82.2%+11.7pp | 72.0%+21.9pp |
| Annual return | 14.04% | 30.58%-16.5pp | 420.54%-406.5pp | 34.26%-20.2pp |
| Employer contribution / active EE | $642 | $4,093-84.3% | $4,932-87.0% | $3,038-78.9% |
| Participant deferral / active EE | $6,173 | $8,484-27.2% | $8,065-23.5% | $5,090+21.3% |
| Admin fee / account holder | $124 | $180-30.8% | $12,993-99.0% | $269-53.9% |