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Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,640 | $73,102-54.0% | $123,553-72.8% | $56,289-40.2% |
| Participation rate | 98.8% | 74.3%+24.4pp | 82.3%+16.5pp | 69.9%+28.9pp |
| Annual return | -7.21% | 3.01%-10.2pp | 119.21%-126.4pp | -9.96%+2.8pp |
| Employer contribution / active EE | $2,500 | $2,977-16.0% | $4,628-46.0% | $2,111+18.4% |
| Participant deferral / active EE | $2,999 | $5,423-44.7% | $6,426-53.3% | $3,350-10.5% |
| Admin fee / account holder | $19 | $554-96.6% | $9,284-99.8% | $521-96.4% |