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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,275 | $183,516-67.2% | $155,534-61.2% | $145,884-58.7% |
| Participation rate | 76.2% | 82.7%-6.5pp | 78.2%-2.0pp | 80.3%-4.1pp |
| Annual return | 36.15% | 61.43%-25.3pp | 64.92%-28.8pp | 551.85%-515.7pp |
| Employer contribution / active EE | $2,443 | $5,315-54.0% | $4,675-47.7% | $4,662-47.6% |
| Participant deferral / active EE | $6,402 | $6,467-1.0% | $5,630+13.7% | $6,690-4.3% |
| Admin fee / account holder | $1,071 | $19,293-94.4% | $15,900-93.3% | $13,392-92.0% |