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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,731 | $175,259-82.5% | $149,723-79.5% | $139,487-78.0% |
| Participation rate | 76.2% | 83.4%-7.2pp | 78.8%-2.6pp | 80.3%-4.1pp |
| Annual return | 33.38% | 166.82%-133.4pp | 134.50%-101.1pp | 373.84%-340.5pp |
| Employer contribution / active EE | $2,368 | $5,478-56.8% | $4,821-50.9% | $4,755-50.2% |
| Participant deferral / active EE | $6,085 | $6,522-6.7% | $5,682+7.1% | $6,713-9.4% |
| Admin fee / account holder | $656 | $16,158-95.9% | $13,215-95.0% | $11,407-94.2% |