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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL7+ years Service code 15 · EIN 04-3046611 | Recordkeeping | $21,268 |
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $13,505 |
ADP BROKER-DEALER7+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,664 | $86,288-34.3% | $111,306-49.1% | $85,851-34.0% |
| Participation rate | 91.5% | 73.3%+18.2pp | 77.3%+14.2pp | 69.3%+22.2pp |
| Annual return | 10.96% | 19.99%-9.0pp | 54.67%-43.7pp | 318.63%-307.7pp |
| Employer contribution / active EE | $1,991 | $2,044-2.6% | $2,732-27.1% | $2,565-22.4% |
| Participant deferral / active EE | $5,310 | $3,641+45.8% | $4,488+18.3% | $3,952+34.3% |
| Admin fee / account holder | $313 | $8,189-96.2% | $7,966-96.1% | $6,261-95.0% |