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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,075 | $101,778+7.2% | $164,975-33.9% | $80,925+34.8% |
| Participation rate | 64.8% | 71.8%-7.0pp | 78.6%-13.8pp | 67.7%-2.8pp |
| Annual return | 49.35% | 16.73%+32.6pp | 70.12%-20.8pp | 35.65%+13.7pp |
| Employer contribution / active EE | $2,260 | $2,954-23.5% | $4,343-48.0% | $2,756-18.0% |
| Participant deferral / active EE | $4,711 | $4,477+5.2% | $6,033-21.9% | $4,299+9.6% |
| Admin fee / account holder | $4,187 | $8,221-49.1% | $12,688-67.0% | $6,940-39.7% |