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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,273 | $99,994+11.3% | $146,643-24.1% | $85,847+29.6% |
| Participation rate | 56.3% | 73.1%-16.8pp | 80.1%-23.8pp | 69.3%-13.1pp |
| Annual return | 12.19% | 18.93%-6.7pp | 22.75%-10.6pp | 318.61%-306.4pp |
| Employer contribution / active EE | $2,177 | $2,559-14.9% | $4,137-47.4% | $2,565-15.1% |
| Participant deferral / active EE | $3,730 | $4,006-6.9% | $5,506-32.3% | $3,952-5.6% |
| Admin fee / account holder | $15,676 | $7,703+103.5% | $10,280+52.5% | $6,261+150.4% |