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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,018 | $148,629+70.9% | $135,982+86.8% | $139,487+82.1% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.7pp | 80.3%+11.3pp |
| Annual return | 17.67% | 79.33%-61.7pp | 68.32%-50.7pp | 373.84%-356.2pp |
| Employer contribution / active EE | $5,942 | $5,247+13.3% | $4,859+22.3% | $4,755+25.0% |
| Participant deferral / active EE | $4,146 | $8,102-48.8% | $7,760-46.6% | $6,713-38.2% |
| Admin fee / account holder | $11,721 | $12,406-5.5% | $10,767+8.9% | $11,407+2.8% |