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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,734 | $176,120+70.2% | $159,487+87.9% | $167,553+78.9% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 12.10% | 331.95%-319.9pp | 263.71%-251.6pp | 478.89%-466.8pp |
| Employer contribution / active EE | $13,753 | $5,299+159.5% | $4,831+184.7% | $4,840+184.2% |
| Participant deferral / active EE | $3,708 | $7,752-52.2% | $7,354-49.6% | $6,343-41.5% |
| Admin fee / account holder | $9,221 | $12,561-26.6% | $10,804-14.7% | $12,316-25.1% |