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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,132 | $154,228+125.1% | $145,433+138.7% | $137,256+152.9% |
| Participation rate | 90.9% | 83.8%+7.1pp | 82.1%+8.8pp | 80.0%+10.9pp |
| Annual return | 15.63% | 74.59%-59.0pp | 66.58%-50.9pp | 220.34%-204.7pp |
| Employer contribution / active EE | $9,642 | $4,804+100.7% | $4,554+111.7% | $4,156+132.0% |
| Participant deferral / active EE | $6,753 | $8,216-17.8% | $7,897-14.5% | $6,407+5.4% |
| Admin fee / account holder | $30,689 | $14,344+114.0% | $13,129+133.7% | $12,270+150.1% |