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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,352 | $160,040+63.9% | $147,096+78.4% | $145,877+79.8% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 9.97% | 98.49%-88.5pp | 419.75%-409.8pp | 551.28%-541.3pp |
| Employer contribution / active EE | $6,484 | $5,289+22.6% | $4,936+31.4% | $4,663+39.1% |
| Participant deferral / active EE | $4,391 | $8,429-47.9% | $8,071-45.6% | $6,691-34.4% |
| Admin fee / account holder | $11,949 | $15,050-20.6% | $13,005-8.1% | $13,402-10.8% |