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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,183 | $181,896-44.4% | $156,551-35.4% | $273,972-63.1% |
| Participation rate | 90.5% | 88.4%+2.1pp | 84.0%+6.5pp | 83.0%+7.5pp |
| Annual return | 7.20% | 30.74%-23.5pp | 32.23%-25.0pp | 41.46%-34.3pp |
| Employer contribution / active EE | $1,998 | $6,248-68.0% | $5,501-63.7% | $4,869-59.0% |
| Participant deferral / active EE | $4,289 | $5,550-22.7% | $4,871-11.9% | $5,287-18.9% |
| Admin fee / account holder | $3,793 | $15,560-75.6% | $13,028-70.9% | $10,133-62.6% |