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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,184 | $148,629+85.1% | $135,982+102.4% | $139,487+97.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.40% | 79.33%-66.9pp | 68.32%-55.9pp | 373.84%-361.4pp |
| Employer contribution / active EE | $3,305 | $5,247-37.0% | $4,859-32.0% | $4,755-30.5% |
| Participant deferral / active EE | $11,534 | $8,102+42.4% | $7,760+48.6% | $6,713+71.8% |
| Admin fee / account holder | $30,686 | $12,406+147.3% | $10,767+185.0% | $11,407+169.0% |