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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,104 | $157,304+71.7% | $141,197+91.3% | $152,909+76.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.27% | 64.34%-44.1pp | 71.41%-51.1pp | 345.46%-325.2pp |
| Employer contribution / active EE | $3,225 | $5,263-38.7% | $4,736-31.9% | $4,764-32.3% |
| Participant deferral / active EE | $9,231 | $7,111+29.8% | $6,710+37.6% | $5,851+57.8% |
| Admin fee / account holder | $28,872 | $12,126+138.1% | $10,265+181.3% | $11,601+148.9% |