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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,350 | $121,656-21.6% | $104,614-8.9% | $158,950-40.0% |
| Participation rate | 83.3% | 77.5%+5.8pp | 74.1%+9.3pp | 82.0%+1.4pp |
| Annual return | 17.94% | 465.51%-447.6pp | 340.56%-322.6pp | 302.91%-285.0pp |
| Employer contribution / active EE | $2,670 | $3,164-15.6% | $2,681-0.4% | $4,762-43.9% |
| Participant deferral / active EE | $6,062 | $4,177+45.1% | $3,739+62.1% | $5,983+1.3% |
| Admin fee / account holder | $1,599 | $7,775-79.4% | $6,464-75.3% | $11,248-85.8% |