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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,850 | $91,525+67.0% | $130,026+17.6% | $75,181+103.3% |
| Participation rate | 69.2% | 71.4%-2.2pp | 78.5%-9.3pp | 67.2%+2.0pp |
| Annual return | 19.83% | -631.40%+651.2pp | -137.26%+157.1pp | 160.69%-140.9pp |
| Employer contribution / active EE | $2,181 | $2,844-23.3% | $4,321-49.5% | $2,671-18.3% |
| Participant deferral / active EE | $5,736 | $4,342+32.1% | $5,821-1.4% | $4,126+39.0% |
| Admin fee / account holder | $8,345 | $6,778+23.1% | $10,608-21.3% | $5,650+47.7% |