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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,850 | $91,537+67.0% | $130,045+17.5% | $75,173+103.3% |
| Participation rate | 69.2% | 71.5%-2.2pp | 78.5%-9.3pp | 67.2%+2.0pp |
| Annual return | 19.83% | -631.55%+651.4pp | -137.30%+157.1pp | 160.72%-140.9pp |
| Employer contribution / active EE | $2,181 | $2,845-23.3% | $4,321-49.5% | $2,671-18.3% |
| Participant deferral / active EE | $5,736 | $4,343+32.1% | $5,820-1.4% | $4,126+39.0% |
| Admin fee / account holder | $8,345 | $6,780+23.1% | $10,600-21.3% | $5,651+47.7% |